The bank reported standalone net profit of Rs 34.41 crore for the quarter ended December 31, 2025 as compared to Rs 34.05 crore in the same period last year, registering a year-on-yearÿgrowthÿof 1.06 per cent.
Interest income of the bank rose by 15.73 per cent at Rs 271.92 crore for the quarter ended December 31, 2025 as against Rs 234.97 crore in the corresponding period last year.
During the October-December quarter, total income rose moderately by 17.88 per cent to Rs 298.39 crore from Rs 253.13 crore in the year ago period.
Meanwhile, operating expenses increased by 20.16 per cent to Rs 246.72 crore from Rs 205.33 crore in the same period last year.
Operating profit surged 8.10 per cent to Rs 51.67 crore from Rs. 47.80 crore.
Provisions and Contingencies surged by 167.59 per cent at Rs 5.78 crore from Rs 2.16 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 11.38 per cent at Rs 119.31 crore versus Rs 107.12 crore in the year ago period. Non-interest income rose 45.76 per cent year-on-year to Rs 26.47 crore.
On the asset side, gross non- performing assets (NPAs)ÿroseÿto 2.68 per cent of the gross advances as at the end of December 31, 2025 from a level of 2.67 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 1.35 per cent of net advances on December 31, 2025 from 1.35 per cent a year ago.