Coverage includes any unforeseen and sudden physical loss or damage from any cause, other than those specifically excluded This Policy also covers all Insured property whilst in transit on "wall to wall" basis whilst on premises on display including storage within the territorial limits mentioned in the schedule for the purpose of business or profession.Art Insurance Policy is subject to below inbuilt coverage's:* New Acquisitions Clause- Up to 25% subject to maximum of Rs 50 lakhs.* Sue and labour Clause - Upto 10% claim amount.* Debris Removal Clause - Upto 10% claim amount.