The bank reported standalone net profit of Rs 205.59 crore for the quarter ended December 31, 2025 as compared to Rs 426.49 crore in the same period last year, registering a year-on-yearÿdeclineÿof 51.79 per cent.

Interest income of the bank declined by 0.87 per cent at Rs 5431.24 crore for the quarter ended December 31, 2025 as against Rs 5478.73 crore in the corresponding period last year.

During the October-December quarter, total income dipped moderately by 6.88 per cent to Rs 6,122.25 crore from Rs 6,574.58 crore in the year ago period.

Meanwhile, operating expenses increased by 2.72 per cent to Rs 4,677.24 crore from Rs 4,553.22 crore in the same period last year.

Operating profit slipped 28.51 per cent to Rs 1,445.01 crore from Rs. 2,021.36 crore.

Provisions and Contingencies slipped by 16.09 per cent at Rs 1,154.63 crore from Rs 1,376.01 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 5.02 per cent at Rs 2,688.30 crore versus Rs 2,830.28 crore in the year ago period. Non-interest income dipped 36.94 per cent year-on-year to Rs 691.01 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 3.33 per cent of the gross advances as at the end of December 31, 2025 from a level of 4.68 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.99 per cent of net advances on December 31, 2025 from 1.28 per cent a year ago.