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RATIO ANALYSIS

You can view the ratio analysis for the last 5 years.

Indian Overseas Bank

May 26, 12:13 BSE 33.72 (+ 0.02 0.06%)

Volume83444

Prev. Close
33.70

Open Price
34.09

Today's Low / High

33.64 34.09

Bid. Price (Qty.)33.70 (189)

Offer Price (Qty.)
33.74 (50)

52 Wk Low / High

31.18 42.84

May 26, 11:59 NSE 33.66( -0.13 -0.38%)

Volume1221078

Prev. Close
33.79

Open Price
33.79

Today's Low / High

33.63 33.95

Bid Price (Qty.)33.64 (100)

Offer Price (Qty.) 33.65 (1669)

52 Wk Low / High

31.20 42.80

Particulars	Mar 26	Mar 25	Mar 24	Mar 23	Mar 22
Months	12	12	12	12	12
Source Of Info (AR = Annual Report, PR = Press Release)	PR	AR	AR	AR	AR
Face Value	10.00	10.00	10.00	10.00	10.00

PER SHARE RATIOS

Basic EPS (Rs.)	2.81	1.76	1.40	1.15	0.92
Diluted EPS (Rs.)	2.81	1.76	1.40	1.15	0.92
Cash EPS (Rs.)	2.70	1.97	1.59	1.25	0.98
Book Value[Excl.RevalReserv]/Share (Rs.)	19.21	14.99	13.14	13.16	12.15
Book Value[Incl.RevalReserv]/Share (Rs.)	19.21	16.74	14.58	13.16	12.15
Operating Revenue / Share (Rs.)	16.56	14.62	12.73	10.27	8.76
Net Profit / Share (Rs.)	2.70	1.76	1.41	1.11	0.89
Net Profit After MI / Share (Rs.)	2.81	1.76	1.41	1.11	0.89

KEY PERFORMANCE RATIOS

Net Profit Margin (%)	16.32	12.06	11.07	10.84	10.21
Net Profit After MI And SOA Nargin (%)	16.98	12.06	11.07	10.84	10.21
Operating Profit Margin (%)	28.59	20.57	17.19	16.99	15.23
Return On Assets (%)	1.14	0.86	0.75	0.67	0.57
Return On Equity / Networth (%)	14.64	11.76	10.73	8.45	7.35
Net Interest Margin (X)	2.65	2.76	2.79	2.63	2.10
Cost To Income (%)	34.64	46.99	56.30	51.94	48.64
Interest Income / Total Assets (%)	6.74	7.13	6.83	6.19	5.58
Non-Interest Income / Total Assets (%)	1.19	1.42	1.61	1.31	1.63
Operating Profit / Total Assets (%)	-0.09	-0.56	-0.85	-0.64	-1.06
Operating Expenses / Total Assets (%)	1.73	1.96	2.48	2.05	1.82
Interest Expenses / Total Assets (%)	4.08	4.36	4.04	3.55	3.47

VALUATION RATIOS

Enterprise Value (Rs.Cr.)	463653.59	411093.55	412979.78	307252.12	283355.20
EV Per Net Sales (X)	14.54	14.61	17.16	15.83	16.93
Price To Book Value (X)	1.63	2.60	4.56	1.71	1.50
Price To Sales (X)	1.90	2.67	4.71	2.20	2.08
Retention Ratios (%)	100.00	100.00	100.00	100.00	100.00
Earnings Yield (X)	0.08	0.04	0.02	0.04	0.04

Particulars	Mar 26
Months	12
Source Of Info (AR = Annual Report, PR = Press Release)	PR
Face Value	10.00

PER SHARE RATIOS
Basic EPS (Rs.)	2.81
Diluted EPS (Rs.)	2.81
Cash EPS (Rs.)	2.70
Book Value[Excl.RevalReserv]/Share (Rs.)	19.21
Book Value[Incl.RevalReserv]/Share (Rs.)	19.21
Operating Revenue / Share (Rs.)	16.56
Net Profit / Share (Rs.)	2.70
Net Profit After MI / Share (Rs.)	2.81
KEY PERFORMANCE RATIOS
Net Profit Margin (%)	16.32
Net Profit After MI And SOA Nargin (%)	16.98
Operating Profit Margin (%)	28.59
Return On Assets (%)	1.14
Return On Equity / Networth (%)	14.64
Net Interest Margin (X)	2.65
Cost To Income (%)	34.64
Interest Income / Total Assets (%)	6.74
Non-Interest Income / Total Assets (%)	1.19
Operating Profit / Total Assets (%)	-0.09
Operating Expenses / Total Assets (%)	1.73
Interest Expenses / Total Assets (%)	4.08
VALUATION RATIOS
Enterprise Value (Rs.Cr.)	463653.59
EV Per Net Sales (X)	14.54
Price To Book Value (X)	1.63
Price To Sales (X)	1.90
Retention Ratios (%)	100.00
Earnings Yield (X)	0.08