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Equitas Small Finance Bank Ltd.

Jul 27 BSE 79.02 (+ 0.53 0.68%)

Volume266125

Prev. Close
78.49

Open Price
79.00

Today's Low / High

78.58 80.42

Bid. Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

50.05 83.84

Jul 27 NSE 79.00(+ 0.66 0.84%)

Volume2138413

Prev. Close
78.34

Open Price
79.61

Today's Low / High

78.61 80.29

Bid Price (Qty.)0.00 (0)

Offer Price (Qty.) 0.00 (0)

52 Wk Low / High

50.00 83.90

Standalone

(₹ in Crs.)

Particulars	Mar 26	Mar 25	Mar 24	Mar 23	Mar 22
Interest Earned
Int. /Disc. on Adv/Bills	5970.88	5563.32	4920.96	3764.72	3139.12
Income on Investment	660.97	647.39	539.75	315.61	246.14
Int. on balances With RBI	162.20	101.02	25.69	81.54	74.40
Others	0.19	0.00	0.00	0.00	0.00
Total Interest Earned	6794.24	6311.73	5486.40	4161.88	3459.67
Other Income	1073.55	911.49	798.67	669.59	537.56
Total Income	7867.78	7223.21	6285.07	4831.46	3997.23

EXPENDITURE
Interest Expended	3403.07	3060.11	2406.64	1617.15	1421.13
Employee Cost	1964.08	1621.01	1368.83	1096.68	898.21
Other Expenses	1235.67	1207.83	1132.24	941.63	805.94
Total Expenses	6602.82	5888.95	4907.71	3655.46	3125.28

Operating Profit Before Provisions And Contingencies	1264.97	1334.27	1377.36	1176.01	871.95
Provisions And Contingencies	1136.84	1135.42	314.24	407.20	493.84
P/L Before Tax	128.13	198.85	1063.12	768.80	378.11
Tax	25.05	51.80	264.16	195.21	97.38
P/L After Tax from Ordinary Activities	103.08	147.05	798.96	573.59	280.73
Net Profit/Loss For the Period	103.08	147.05	798.96	573.59	280.73

Equity Share Capital	1141.04	1139.86	1134.89	1110.56	1252.03
Reserves Excluding Revaluation Reserves	4983.79	4932.66	4833.81	4047.39	2994.14
Equity Dividend Rate (%)	0.00	0.00	10.00	10.00	0.00
Capital Adequacy Ratio - Basel -II	20.31	20.60	21.70	23.80	25.16
EPS Before Extra Ordinary *
Basic EPS (Rs.)	0.90	1.29	7.12	4.71	2.43
Diluted EPS (Rs.)	0.90	1.29	7.01	4.67	2.40
EPS After Extra Ordinary *
Basic EPS (Rs.)	0.90	1.29	7.12	4.71	2.43
Diluted EPS (Rs.)	0.90	1.29	7.01	4.67	2.40

NPA Ratios:
Gross NPA	1134.89	1067.73	821.28	723.96	837.18
Net NPA	306.08	354.20	360.90	312.02	479.48
(%) of Gross NPA	2.60	2.89	2.61	2.76	4.24
(%) of Net NPA	0.72	0.98	1.17	1.21	2.47
Return on Assets %	0.18	0.30	1.96	1.82	1.07

OPBPC Margin (%)	18.61	21.13	25.10	28.25	25.20
PBT Margin (%)	1.88	3.15	19.37	18.47	10.92
PAT Margin (%)	1.51	2.32	14.56	13.78	8.11

Particulars	Mar 26
Interest Earned
Int. /Disc. on Adv/Bills	5970.88
Income on Investment	660.97
Int. on balances With RBI	162.20
Others	0.19
Total Interest Earned	6794.24
Other Income	1073.55
Total Income	7867.78

EXPENDITURE
Interest Expended	3403.07
Employee Cost	1964.08
Other Expenses	1235.67
Total Expenses	6602.82
Operating Profit Before Provisions And Contingencies	1264.97
Provisions And Contingencies	1136.84
P/L Before Tax	128.13
Tax	25.05
P/L After Tax from Ordinary Activities	103.08
Net Profit/Loss For the Period	103.08
Equity Share Capital	1141.04
Reserves Excluding Revaluation Reserves	4983.79
Equity Dividend Rate (%)	0.00
Capital Adequacy Ratio - Basel -II	20.31
EPS Before Extra Ordinary *
Basic EPS (Rs.)	0.90
Diluted EPS (Rs.)	0.90
EPS After Extra Ordinary *
Basic EPS (Rs.)	0.90
Diluted EPS (Rs.)	0.90
NPA Ratios:
Gross NPA	1134.89
Net NPA	306.08
(%) of Gross NPA	2.60
(%) of Net NPA	0.72
Return on Assets %	0.18
OPBPC Margin (%)	18.61
PBT Margin (%)	1.88
PAT Margin (%)	1.51