Markets

HALF YEARLY RESULTS

You can view the half yearly results for the last 5 years.

Equitas Small Finance Bank Ltd.

Jul 27 BSE 79.02 (+ 0.53 0.68%)

Volume266125

Prev. Close
78.49

Open Price
79.00

Today's Low / High

78.58 80.42

Bid. Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

50.05 83.84

Jul 27 NSE 79.00(+ 0.66 0.84%)

Volume2138413

Prev. Close
78.34

Open Price
79.61

Today's Low / High

78.61 80.29

Bid Price (Qty.)0.00 (0)

Offer Price (Qty.) 0.00 (0)

52 Wk Low / High

50.00 83.90

Standalone

(₹ in Crs.)

Particulars	Mar 26	Sep 25	Mar 25	Sep 24	Mar 24
Interest Earned
Int. /Disc. on Adv/Bills	3126.60	2844.38	2872.68	2690.64	2553.91
Income on Investment	336.88	324.09	323.17	324.22	305.11
Int. on balances With RBI	64.50	97.74	60.05	40.97	14.43
Others	0.05	0.00	0.00	0.00	0.00
Total Interest Earned	3528.03	3266.21	3255.90	3055.82	2873.45
Other Income	552.91	520.63	463.85	447.63	445.93
Total Income	4080.94	3786.84	3719.75	3503.46	3319.38

EXPENDITURE
Interest Expended	1696.28	1706.78	1608.08	1452.03	1302.42
Employee Cost	1030.38	933.70	843.91	777.09	709.44
Other Expenses	644.64	591.03	623.61	584.22	572.46
Total Expenses	3371.30	3231.51	3075.60	2813.35	2584.32

Operating Profit Before Provisions And Contingencies	709.64	555.33	644.15	690.11	735.06
Provisions And Contingencies	317.56	819.27	501.13	634.29	190.98
P/L Before Tax	392.07	-263.94	143.03	55.82	544.08
Tax	89.36	-64.31	34.62	17.18	134.46
P/L After Tax from Ordinary Activities	302.71	-199.63	108.41	38.64	409.62
Net Profit/Loss For the Period	302.71	-199.63	108.41	38.64	409.62

Equity Share Capital	1141.04	1140.50	1139.86	1138.50	1134.89
Capital Adequacy Ratio - Basel -II	20.31	20.74	20.60	19.36	21.70
EPS Before Extra Ordinary *
Basic EPS (Rs.)	2.65	-1.75	0.95	0.34	3.61
Diluted EPS (Rs.)	2.65	-1.75	0.95	0.34	3.61
EPS After Extra Ordinary *
Basic EPS (Rs.)	2.65	-1.75	0.95	0.34	3.61
Diluted EPS (Rs.)	0.00	-1.75	0.00	0.34	0.00

NPA Ratios:
Gross NPA	1134.89	1081.87	1067.73	1022.82	821.28
Net NPA	306.08	357.82	354.20	330.29	360.90
(%) of Gross NPA	2.60	2.92	2.89	2.95	2.61
(%) of Net NPA	0.72	0.98	0.98	0.97	1.17
Return on Assets %	0.36	-0.37	0.08	0.08	0.47

OPBPC Margin (%)	20.11	17.00	19.78	22.58	25.58
PBT Margin (%)	11.11	-8.08	4.39	1.82	18.93
PAT Margin (%)	8.58	-6.11	3.32	1.26	14.25

Particulars	Mar 26
Interest Earned
Int. /Disc. on Adv/Bills	3126.60
Income on Investment	336.88
Int. on balances With RBI	64.50
Others	0.05
Total Interest Earned	3528.03
Other Income	552.91
Total Income	4080.94

EXPENDITURE
Interest Expended	1696.28
Employee Cost	1030.38
Other Expenses	644.64
Total Expenses	3371.30
Operating Profit Before Provisions And Contingencies	709.64
Provisions And Contingencies	317.56
P/L Before Tax	392.07
Tax	89.36
P/L After Tax from Ordinary Activities	302.71
Net Profit/Loss For the Period	302.71
Equity Share Capital	1141.04
Capital Adequacy Ratio - Basel -II	20.31
EPS Before Extra Ordinary *
Basic EPS (Rs.)	2.65
Diluted EPS (Rs.)	2.65
EPS After Extra Ordinary *
Basic EPS (Rs.)	2.65
Diluted EPS (Rs.)	0.00
NPA Ratios:
Gross NPA	1134.89
Net NPA	306.08
(%) of Gross NPA	2.60
(%) of Net NPA	0.72
Return on Assets %	0.36
OPBPC Margin (%)	20.11
PBT Margin (%)	11.11
PAT Margin (%)	8.58